Bank of India (BOI) is a premier public sector bank with its headquarters in Mumbai. As a leading financial institution, it offers a wide range of banking and financial services to its customers across the country and is actively involved in contributing to the nation's economic growth.
Applications Closed
The deadline for this position has passed. Don't worry—we found similar active jobs for you.
Bank of India
PermanentJan. 5, 2026
Bank of India Credit Officer Recruitment 2025: Apply for 514 Vacancies
Vacancies
514
Pay Scale
Rs. 64,820 - 1,20,940
Age Limit
25-40 years as on 01-11-2025
Job Location
Important Dates
Published
Nov. 1, 2025
2
Starts
Dec. 20, 2025
3
Deadline
Jan. 5, 2026
4
Exam Date
TBA
BO
Bank of India
Job Analysis
AI-generated insights
Best-Fit Profile
Experienced banking professionals with a strong background in credit appraisal, risk management, and loan processing. Candidates with relevant qualifications in finance or commerce looking for a stable and progressive career in a public sector bank are highly suitable.
Important Considerations
This recruitment is for experienced officer roles (Scale II and above), making it unsuitable for fresh graduates without the required work experience. Additionally, candidates who are not open to being posted anywhere across India should reconsider applying.
Career Impact
Working with Bank of India, a major public sector undertaking, offers excellent job security, a competitive salary structure, and well-defined career growth opportunities. The Credit Officer role is fundamental to the bank's lending operations, offering significant responsibility and a chance to build a robust career in the banking sector.
Note: This is a helpful, AI-generated overview designed to save you time. Always refer to the official PDF notification for complete and final details.
About Bank of India
Job Posts
Credit Officer (SMGS-IV)Credit Officer (MMGS-III)Credit Officer (MMGS-II)
Eligibility Criteria
Educational Qualification
Note: Detailed educational qualifications and experience requirements are specified in Annexure-I of the official notification, which should be referred to before applying.
Age Limit Details
- SC/ST: 5 years relaxation
- Other Backward Classes (Non-creamy layer): 3 years relaxation
- Persons With Benchmark Disabilities: 10 years relaxation
- Ex-Servicemen: 5 years relaxation
- Persons affected by 1984 riots: 5 years relaxation
Salary & Pay Scale
| Scale/Grade | Scale of Pay (in Rs.) |
|---|---|
| Middle Management Grade Scale-II (MMGS-II) | 64820 – 93960 |
| Middle Management Grade Scale-III (MMGS-III) | 85920 – 105280 |
| Senior Management Grade Scale-IV (SMGS-IV) | 102300 – 120940 |
In addition to the basic pay, officers are entitled to other allowances and perquisites as applicable under bank regulations.
Vacancy Breakdown (Category-wise)
- SC76
- ST37
- OBC137
- EWS50
- GEN214
- Total514
Total Vacancies514
How to Apply
Candidates must apply online through the official Bank of India website. The application process involves the following steps:
- Visit the Bank's website and navigate to the 'CAREER' section.
- Click on the link for "Recruitment of Credit Officers in GBO Stream Project No. 2025-26/01".
- Select "APPLY ONLINE" and register by providing basic details to get a provisional Registration Number and Password.
- Log in and fill out the detailed application form carefully.
- Upload scanned copies of your photograph, signature, left thumb impression, and a handwritten declaration as per the specified guidelines.
- Make the payment of the application fee online using Debit/Credit Card, Internet Banking, etc.
- Verify all details in the preview before final submission and take a printout of the application form and e-receipt for future reference.
Application Fee
| Category | Fee (Inclusive of GST) |
|---|---|
| SC/ ST/ PWD | Rs. 175/- (Intimation charges only) |
| General & Others | Rs. 850/- (Application fee + Intimation charges) |
Official Links
Prepare Your Application Documents
🔒 100% Secure & In-Browser: Filling out the application form? Use these free utilities to easily format and compress your uploads. All tools process files locally in your browser—nothing is ever uploaded to our servers.
Smart Image Resizer
Compress photo/signature to exact KB limits (e.g. 20-50KB) for SSC, UPSC.
Passport Photo Maker
Crop and tile photos into printable A4 or 4x6 sheet grids.
Signature Extractor
Remove gray shadows & shadows from signature photos.
Image to PDF Combiner
Merge multiple marksheets/certificates into a single lightweight PDF.
Advertisement
Job Analysis
AI-generated insights
Best-Fit Profile
Experienced banking professionals with a strong background in credit appraisal, risk management, and loan processing. Candidates with relevant qualifications in finance or commerce looking for a stable and progressive career in a public sector bank are highly suitable.
Important Considerations
This recruitment is for experienced officer roles (Scale II and above), making it unsuitable for fresh graduates without the required work experience. Additionally, candidates who are not open to being posted anywhere across India should reconsider applying.
Career Impact
Working with Bank of India, a major public sector undertaking, offers excellent job security, a competitive salary structure, and well-defined career growth opportunities. The Credit Officer role is fundamental to the bank's lending operations, offering significant responsibility and a chance to build a robust career in the banking sector.
Note: This is a helpful, AI-generated overview designed to save you time. Always refer to the official PDF notification for complete and final details.
Official Links
Prepare Your Application Documents
🔒 100% Secure & In-Browser: Filling out the application form? Use these free utilities to easily format and compress your uploads. All tools process files locally in your browser—nothing is ever uploaded to our servers.
Smart Image Resizer
Compress photo/signature to exact KB limits (e.g. 20-50KB) for SSC, UPSC.
Passport Photo Maker
Crop and tile photos into printable A4 or 4x6 sheet grids.
Signature Extractor
Remove gray shadows & shadows from signature photos.
Image to PDF Combiner
Merge multiple marksheets/certificates into a single lightweight PDF.
Explore Qualifications
Explore Sectors
Explore Organizations
Directorate of Recruitment, Punjab Police24Advanced Centre for Treatment, Research and Education in Cancer (ACTREC)22Ex-Servicemen Contributory Health Scheme20All India Institute of Medical Sciences, New Delhi18Indian Institute of Technology (Indian School of Mines) Dhanbad13Indian Institute of Technology Roorkee11Indian Institute of Technology Guwahati10Indian Institute of Technology Indore10
BO
Bank of India
Explore Qualifications
Explore Sectors
Explore Organizations
Directorate of Recruitment, Punjab Police24Advanced Centre for Treatment, Research and Education in Cancer (ACTREC)22Ex-Servicemen Contributory Health Scheme20All India Institute of Medical Sciences, New Delhi18Indian Institute of Technology (Indian School of Mines) Dhanbad13Indian Institute of Technology Roorkee11Indian Institute of Technology Guwahati10Indian Institute of Technology Indore10