State Bank of India (SBI) is a leading public sector bank in India, recognized as the World's Best Consumer Bank. It operates under the Central Recruitment & Promotion Department, Corporate Centre, Mumbai, and is dedicated to providing comprehensive banking services.
Junior Associate
Important Dates
Published
Aug. 11, 2026
Starts
Aug. 11, 2026
Deadline
Aug. 31, 2026
Exam Date
TBA
Job Analysis
AI-generated insights
Best-Fit Profile
This role is ideal for Indian graduates seeking a stable, permanent career in the banking sector with a leading public sector bank. Candidates who are proficient in the local language of their chosen State/UT, possess strong communication skills, and are ready for a customer-facing role will find this opportunity suitable. It's particularly beneficial for fresh graduates or those with minimal experience aiming for a Group 'C' equivalent government job with good growth prospects.
Important Considerations
Candidates already employed in SBI in a clerical cadre are ineligible. Those unwilling to commit to serving in a specific State/UT for at least 5 years (except under extreme compassionate grounds) should not apply. Individuals lacking proficiency in the specified local language for their chosen State/UT (unless exempted by 10th/12th grade mark sheets) will not qualify. Candidates seeking inter-circle or inter-state transfers early in their career will find this role restrictive.
Career Impact
State Bank of India is a highly reputable institution, recognized as a global leader in consumer banking. This recruitment offers a secure government job with competitive pay and comprehensive benefits. While starting in a clerical cadre (Group 'C' equivalent), there are significant opportunities for internal growth, promotions, and a long-term career path within a prestigious public sector bank with a pan-India presence.
Note: This is a helpful, AI-generated overview designed to save you time. Always refer to the official PDF notification for complete and final details.
About State Bank of India
Job Posts
Eligibility Criteria
Educational Qualification
Candidates must hold a Graduation degree in any discipline from a recognised University or possess an equivalent qualification recognized by the Central Government. Those in their final year/semester of graduation may apply provisionally, provided they produce proof of passing by 31.12.2026.
Matriculate Ex-servicemen who have obtained the Indian Army Special Certificate of Education or an equivalent Navy/Air Force certificate, having completed at least 15 years of service in the Armed Forces, are also eligible, provided their certificates are dated on or before 31.12.2026.
Age Limit Details
- OBC: +3 years
- SC/ST: +5 years
- PwBD (Gen/EWS): +10 years
- PwBD (OBC): +13 years
- PwBD (SC/ST): +15 years
- Ex-Servicemen/Disabled Ex-Servicemen: Actual period of service in defense + 3 years (8 years for Disabled Ex-Servicemen belonging to SC/ST), subject to a maximum age of 50 years.
- Widows, Divorced women and women judicially separated from their husbands & who are not remarried: +7 years (subject to maximum age of 35 years for General/EWS, 38 years for OBC & 40 years for SC/ST candidates).
- Trained Apprentices of SBI: GEN/EWS: +1 year, OBC: +4 years, SC/ST: +6 years, PwBD (Gen/EWS): +11 years, PwBD (OBC): +14 years, PwBD (SC/ST): +16 years.
Salary & Pay Scale
The starting Basic Pay for Junior Associates is Rs. 26730/- (which includes Rs. 24050/- plus two advance increments admissible to graduates). The pay scale is Rs. 24050-1340/3-28070-1650/3-33020-2000/4-41020-2340/7-57400-4400/1-61800-2680/1-64480.
Total starting emoluments for a Clerical Cadre employee in Metro cities like Mumbai will be approximately Rs. 46,000/- per month, including Dearness Allowance (D.A.), other allowances at current rates, and two additional increments for newly recruited graduate junior associates.
Allowances may vary based on the place of posting. Employees are eligible for reimbursement of various perquisites, Provident Fund, Pension under the New Pension Scheme (Defined Contribution Benefit), Medical, Leave-Fare, and other facilities, as per Bank instructions.
Vacancy Breakdown (Category-wise)
- SC1190
- ST950
- OBC1796
- EWS760
- General3253
- PwBD (Horizontal Reservation)675
- Ex-Servicemen (Horizontal Reservation)2537
Exam Syllabus & Pattern
The selection process consists of an online Preliminary Examination, an online Main Examination, and a Local Language Proficiency Test.
Phase-I: Preliminary Examination (Online)Duration: 1 hour
Total Marks: 100
| Name of Test | Medium of Exam | No. of Questions | Max. Marks | Duration |
|---|---|---|---|---|
| English Language | English | 30 | 30 | 20 min. |
| Numerical Ability | - | 35 | 35 | 20 min. |
| Reasoning Ability | - | 35 | 35 | 20 min. |
- Negative marking: 1/4th of the mark assigned for each wrong answer will be deducted.
- No minimum qualifying marks are prescribed for individual tests or aggregate score. Section-wise marks will not be maintained.
- Candidates will be shortlisted for the Main Exam (approximately 10 times the number of vacancies) based on aggregate marks scored in descending order.
Duration: 2 hours 40 minutes
Total Marks: 200
| Name of Test | Medium of Exam | No. of Questions | Max. Marks | Duration |
|---|---|---|---|---|
| General/ Financial Awareness | - | 50 | 50 | 35 min. |
| General English | English | 40 | 40 | 35 min. |
| Quantitative Aptitude | - | 50 | 50 | 45 min. |
| Reasoning Ability & Computer Aptitude | - | 50 | 60 | 45 min. |
- Negative marking: 1/4th of the mark assigned for each wrong answer will be deducted.
- Minimum percentage marks on aggregate (5% relaxation for SC/ST/OBC/PwBD/XS/DXS candidates) will be decided by the bank. No minimum qualifying marks for individual subjects.
- Bonus marks: Trained apprentices of SBI will receive 2.5% of the maximum marks (5 marks out of 200) as bonus marks in the Main Examination if they meet specified experience criteria.
- Provisionally selected candidates who have not studied the specified local language in Class 10th or 12th will undergo an LLPT.
- The test pattern includes Non-Verbal (Objective) and Verbal (Subjective) sections.
- Candidates failing to qualify this test will not be offered appointment.
- The marks obtained in the Preliminary Examination will not be added to the final merit list. Selection will be based solely on the aggregate marks obtained in the Main Examination.
How to Apply
- Login to the SBI career portal: https://sbi.bank.in/web/careers/current-openings.
- Scroll down and click on the respective advertisement (Advertisement No. CRPD/CR/2026-27/17).
- Download and carefully read the detailed advertisement.
- Apply Online by registering on the portal.
- Fill in the application form carefully. Candidates can save entered data and re-open/edit it up to three times. No changes or edits are allowed after final submission.
- After ensuring correctness, pay the requisite application fee online using debit card/credit card/Internet Banking.
- Upon successful transaction, an e-receipt and application form will be generated. Candidates should print these for record. No hard copy of the application form should be sent to SBI.
- Keep a valid email ID and mobile number active until results are declared for receiving call letters and updates.
- Candidates must have a scanned (digital) image of their photograph, signature, left-hand thumb impression, and a hand-written declaration as per the specified guidelines (dimensions, file size, content).
- The hand-written declaration text is: "I, (Name of the candidate), Date of Birth _________ hereby declare that all the information submitted by me in the application form is correct, true and valid. I will present the supporting documents as and when required. The signature, photograph and left thumb impression is of mine."
- Aadhaar details can be provided in the online application form for verification.
Application Fee
| Category | Fee/Intimation Charges |
|---|---|
| SC/ST/PwBD/XS/DXS | Nil |
| General/OBC/EWS | Rs 750/- |
Fee/Intimation charges once paid will NOT be refunded or held in reserve for any other exam or selection.
Official Links
Prepare Your Application Documents
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Compress photo/signature to exact KB limits (e.g. 20-50KB) for SSC, UPSC.
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Similar Graduate Opportunities
Job Analysis
AI-generated insights
Best-Fit Profile
This role is ideal for Indian graduates seeking a stable, permanent career in the banking sector with a leading public sector bank. Candidates who are proficient in the local language of their chosen State/UT, possess strong communication skills, and are ready for a customer-facing role will find this opportunity suitable. It's particularly beneficial for fresh graduates or those with minimal experience aiming for a Group 'C' equivalent government job with good growth prospects.
Important Considerations
Candidates already employed in SBI in a clerical cadre are ineligible. Those unwilling to commit to serving in a specific State/UT for at least 5 years (except under extreme compassionate grounds) should not apply. Individuals lacking proficiency in the specified local language for their chosen State/UT (unless exempted by 10th/12th grade mark sheets) will not qualify. Candidates seeking inter-circle or inter-state transfers early in their career will find this role restrictive.
Career Impact
State Bank of India is a highly reputable institution, recognized as a global leader in consumer banking. This recruitment offers a secure government job with competitive pay and comprehensive benefits. While starting in a clerical cadre (Group 'C' equivalent), there are significant opportunities for internal growth, promotions, and a long-term career path within a prestigious public sector bank with a pan-India presence.
Note: This is a helpful, AI-generated overview designed to save you time. Always refer to the official PDF notification for complete and final details.
Official Links
Prepare Your Application Documents
🔒 100% Secure & In-Browser: Filling out the application form? Use these free utilities to easily format and compress your uploads. All tools process files locally in your browser—nothing is ever uploaded to our servers.
Smart Image Resizer
Compress photo/signature to exact KB limits (e.g. 20-50KB) for SSC, UPSC.
Passport Photo Maker
Crop and tile photos into printable A4 or 4x6 sheet grids.
Signature Extractor
Remove gray shadows & shadows from signature photos.
Image to PDF Combiner
Merge multiple marksheets/certificates into a single lightweight PDF.